possible minimum cover

• £1 million medical cover (Europe), including air ambulance to get you home.
• £1,500 baggage and belongings.
• £3,000 cancellation and curtailment cover.
• £1 million personal liability cover.
• 24 hour emergency help line.
• Legal expenses cover.
• Insurer has Membership of the Financial Ombudsman Service.

We hope you have a most enjoyable and memorable holiday.

WHICH?  online  links

• £1 to purchase the full report on-line.
• Details of Which? annual membership on website.
• Established 1957, Which? is a registered UK charity.
• Which? campaigns to protect British consumer rights, review products and offer independent advice on a wealth of subjects. We have no reservations in recommending that you subscribe to Which?
• www.which.co.uk
• http://www.which.co.uk/reviews-ns/travel-insurance/best-buys/index.jsp

travel insurance

• A regularly updated report by Which? magazine helps its subscribers choose the best insurance cover for a holiday trip.
• Which? reviewed high street, bank, Internet and travel agents' policies.
• The report provides money-saving  Best Buy recommendations spanning both single trip and annual travel policies.
• The report includes tables of  Best Buy Europe  single trip policies (7 and 15 days), Europe annual policies, Worldwide single trip policies (24 days) and Worldwide annual policies.
• Which? says 'don't buy from a travel agent'.
• Check out your home insurance for baggage cover.
• Travel accident insurance, available free with some credit cards, isn't the same as travel insurance. It gives only very limited medical cover.
• You're entitled to free medical treatment in Portugal so get a European Health Insurance Card (EHIC) at your local post office. Many insurers will waive the excess (usually £50 to £100) if you use this card.